Filing an insurance claim can be stressful, especially if it’s after a serious car accident. During this stressful period, it’s easy to make mistakes that can potentially cause numerous problems as you try to file a claim with your insurance company. It’s why it’s so important that you remain calm, but what’s even more important is recognizing and knowing some common mistakes to avoid.

Waiting Too Long

The best time to file a claim is immediately following a car accident. The quicker your insurance company is aware of the problem, the faster it can start working for you. Try your best to remain calm in this situation and avoid filing the claim at a later time.

The Wrong Protection

In most states, drivers are required to purchase the minimum amount of insurance. However, this can be an issue if you get into an accident where the damage cannot be covered by your policy. Keep this in mind the next time you’re upgrading your coverage because the last thing you’ll want is to be financially stranded with insufficient protection.

Lacking (Or Wrong) Information

One of the best ways to ensure that your insurance company does its best for you is by providing it with critical information about your incident. Failure to do so can mean delays, errors, and even denials in claims. Before making the call, make sure to make note of what exactly happened, where, who was involved, and any other pertinent information.