It’s clear to see that no one has ever experienced anything quite like this Coronavirus pandemic. The COVID-19 outbreak is totally different than anything we’ve ever had to deal with. Restaurants are take-out only. Schools are doing online learning. Beaches are closed off. Even sports events are cancelled! To make matters worse, all of these closings and cancellations means a lot of people aren’t working.
Millions upon millions of Americans are out of work right now. California has a high unemployment rate, as retail stores, restaurants, and many other industries have laid off workers. If you’re worried about how you’ll pay your bills you certainly are not alone. Sacramento drivers may be tempted to stop paying for their insurance coverage altogether. This is a risky move.
Letting your car insurance be cancelled is not the right thing to do! You cannot legally drive in the state of California without car insurance. Right now may be tough, but the future will be a whole lot harder to navigate if you don’t have auto insurance coverage and the legal ability to drive! Plus, when you see how inexpensive car insurance is through Pronto Insurance, you will see that it isn’t necessary to do so.
Maybe you’re saying “I can’t think long term when today is so hard!” In the short term, you may be worried about being able to pay your car insurance premium. You may be considering what changes you should make to your policy. Lowering your monthly payment and accepting a higher deductible should an accident occur is one popular option. You may need to switch to a more affordable company. The worst thing to do would be to not pay it at all. If you make this choice, your coverage will be cancelled. You could get into a car crash or be pulled over by the police for driving and a bad situation will get a whole lot worse. Once a policy is canceled, it’s often more expensive to have it reinstated. You’re taking a chance of having a lot of future problems.
If you’re having trouble coming up with the money to pay your monthly bill, reach out and talk to your provider. Most cancellation policies have a grace period of up to seven days before the coverage is terminated. However, right now many insurance companies are extending grace periods and halting cancellations for customers who can’t make their payments due to the Coronavirus pandemic.
This could apply to you, and you won’t know if you don’t ask and just give up on being able to pay. Typically, any payment deferral or forbearance is done on a case-by-case basis. You’ll need to contact the company directly to find out whether you can take advantage of a payment deferment.
If you’re not happy with your current providers prices, especially if they aren’t giving you a break for driving less right now during the COVID-19 pandemic, it is the perfect time to get a quote from Pronto Insurance. You may be pleasantly surprised to see just how affordable your California car insurance can be. You can even add on additional coverage like roadside assistance. With Pronto Insurance, Sacramento drivers will pay a low price for the coverage they need to stay safe and drive legally.