You know you need better car insurance. What you have now just isn’t cutting it! You pay far too much and receive far too little. Yes, there is a better way. The answer is to get an online car insurance quote through Pronto Insurance.

How do you get a good deal on a new car? By shopping around, of course. You wouldn’t walk into the dealership and pay sticker price on the first car you see. Just the same, auto insurance experts recommend shopping for car insurance quotes. This means comparing them to make sure you’re getting a good deal on a policy. When you begin getting your quote, you’ll be asked a few things. Before you begin, remember that a car insurance quote is a price estimate for a policy based on information you’ve provided. The more information you provide in order to get the quote and the more accurate it is, the closer your insurance quote will be to the final price of a policy.

You’ll need to tell the insurance company a few simple pieces of information about yourself, your car, its home location, and any other drivers in your home. You’ll probably need to give your birthday, as the age of the driver has a big effect on rates. As well, you’ll need to give some vehicle information like the vehicle identification number (VIN) and whether you own, finance, or lease your car. You may also be asked if your car has certain safety features like anti-lock brakes or air bags. What is your annual mileage? What is the usage of the car, such as for pleasure or driving to work? What is the current mileage on the odometer? Your driving history matters too. This includes any tickets, accidents or other violations for up to five years, depending on the company you’re applying to, for all drivers on the policy. 

What happens if you accidentally make a mistake or intentionally lie in this information? Your quote won’t be accurate! The company will discover the discrepancy before your policy actually takes effect and you’ll end up paying more than you were told during your online quote. The best thing to do is to tell the entire truth about everything!

One piece of good news is that an online car insurance quote is always free. You don’t need to give any type of financial information or have your credit card charged. Think of an online quote as you doing your due diligence and the car insurance company trying to earn your business! This service is free, because they want you on as a policy holder.

If you fudge the details, your insurance quote won’t be accurate because the insurer will find out the truth. Plus, there’s no reason not to be honest when you’re getting a quote through Pronto Insurance. We have affordable coverage for all California drivers, even if you haven’t been perfect in the past.