Driving Without Insurance in California


All drivers in California have the responsibility of driving with active car insurance. Driving without insurance endangers drivers, their passengers, pedestrians, and other third parties.

In the event of an accident or car damage, you will be financially responsible for any costs accrued if you do not have car insurance, which can generate significant financial stress.

Penalties for driving uninsured include hefty fines, license suspension, and even jail time.

Knowing the procedures and keeping up with car insurance laws is one of the best ways to stay out of trouble. This blog provides all the information California drivers must know regarding auto insurance.

Required Auto Insurance Policies for Drivers

California drivers are required by law to maintain at least minimum liability auto insurance coverage on their vehicles all year round. This includes liability coverage for bodily injury and property damage with minimum limits of $15,000 for injury/death for one person, $30,000 for all injuries/deaths per accident, and $5,000 for damaged property.

Failure to maintain the required auto insurance policies will result in severe financial and legal penalties.

 auto insurance policies in california

What Happens if You Get Caught Driving Without Insurance and License in California?

If you get caught driving without a license or proof of valid auto insurance coverage in California, your vehicle will be impounded immediately. You may also face misdemeanor charges, including fines ranging from $100-$200 plus court fees and other related costs (towing fees).

In addition, your license may be suspended until you provide evidence that you are adequately insured up to the legal limits set by the State of California.

How Long Can You Be Without Insurance in California?

It is illegal to drive a vehicle on public roadways in California without proper auto insurance coverage of at least the legal minimums set forth by the state. That said, there is no specific amount of time allowed for being uninsured, as any amount of time is considered unlawful and punishable by law.

Therefore, drivers must always remain insured while operating a motor vehicle on public roads within California.

Getting a Car Insurance Policy

At Pronto Insurance, we have been providing reliable and affordable auto coverage since 1997 with 24/7 bilingual customer service so customers can easily find answers to their questions or access assistance whenever they need it most.

We offer several alternatives ranging from basic, full, and elite coverage with competitive rates and flexible payment plans for our customers to receive quality protection without breaking wallets.

For more information, request a free quote or contact us at 1-888-338-6523.

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