If I Modify My Car, Will My Insurance Rates Increase?
Modifications can increase your vehicle’s speed, make it louder, and leave other drivers jealous! As cool as modifications are, it’s essential to know if they’ll raise your insurance rate.
The Answer May Surprise You
If you insured your vehicle after purchasing it, then your rate is based on the manufacturer’s specifications. Therefore, any modifications made after can increase your insurance rate.
You should also know that:
The Nature of Your Modifications
Overall, a paint job may not increase your insurance rates but adding a lift kit, spoiler, or turbocharging your engine might. Whatever you decide, make sure you talk it out with our insurance company to avoid any potential issues down the line.