{"id":1347,"date":"2022-09-14T22:40:31","date_gmt":"2022-09-14T22:40:31","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=1347"},"modified":"2022-09-14T22:40:31","modified_gmt":"2022-09-14T22:40:31","slug":"do-you-need-insurance-to-register-a-car","status":"publish","type":"post","link":"https:\/\/www.prontoinsurance.com\/blog\/do-you-need-insurance-to-register-a-car\/","title":{"rendered":"Do You Need Insurance to Register a Car?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">You cannot register a car without insurance in Illinois. Proof of insurance is required at the time of registration. Let&#8217;s go more in detail as to exactly what the state requires for a vehicle registration and how you can meet the insurance requirements.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Table of Contents<\/b><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">What is Required to Register Your Car in Illinois<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Do You Need Insurance to Register a Car?<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Illinois Car Insurance Through Pronto Insurance<\/span><\/li>\n<\/ul>\n<h2><\/h2>\n<h2><span style=\"font-weight: 400;\">What is Required to Register Your Car in Illinois<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In Illinois, <\/span><a href=\"https:\/\/www.ilsos.gov\/departments\/vehicles\/mandatory_insurance.html\"><span style=\"font-weight: 400;\">you are required to have auto insurance<\/span><\/a><span style=\"font-weight: 400;\"> that provides $25,000 in bodily injury liability coverage, up to $50,000 per accident, and $2,000 in liability coverage for property damage. You&#8217;ll also need uninsured\/underinsured motorist protection. Without this, you cannot drive on public roads. You have 20 days from the date of purchase to register a vehicle in the state of Illinois, but you can\u2019t drive the car without insurance even on the first day.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Insurance isn&#8217;t all you need to register your vehicle. This applies whether you&#8217;re buying a brand new vehicle or renewing your registration. You need the following documentation to register a car in Illinois:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Registration fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Valid driver&#8217;s license<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Title<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of insurance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Completed application for a vehicle transaction<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Odometer disclosure<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Requirements vary from state to state, but all <\/span><a href=\"https:\/\/www.ilsos.gov\/departments\/vehicles\/faq.html\"><span style=\"font-weight: 400;\">require proof of insurance<\/span><\/a><span style=\"font-weight: 400;\">. You don&#8217;t need to pass an emissions test like you would in California.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Do You Need Insurance to Register a Car?<\/span><\/h2>\n<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-1349\" src=\"http:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/09\/shutterstock_664835950-300x200.jpg\" alt=\"Illinois Car Insurance\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/09\/shutterstock_664835950-300x200.jpg 300w, https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/09\/shutterstock_664835950-768x512.jpg 768w, https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/09\/shutterstock_664835950.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Driving your car without insurance isn&#8217;t a risk worth taking. The penalties for driving without insurance in Illinois include fines and the suspension of your driver&#8217;s license. This is especially true if you&#8217;re in a car accident and don&#8217;t have an insurance card to show.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.prontoinsurance.com\/blog\/what-is-a-deductible-in-car-insurance\/\"><span style=\"font-weight: 400;\">cost of your insurance each month and deductible<\/span><\/a><span style=\"font-weight: 400;\"> are nothing compared to the consequences of driving without insurance, especially if you get into an accident that involves bodily injury. A suspended license and up to a $1,000 fine is only the beginning! Plus, <\/span><a href=\"https:\/\/www.prontoinsurance.com\/blog\/why-did-my-car-insurance-go-up\/\"><span style=\"font-weight: 400;\">insurance companies will charge you more for insurance<\/span><\/a><span style=\"font-weight: 400;\"> when you do finally get it because you&#8217;ll be seen as a high-risk driver.<\/span><\/p>\n<h2><\/h2>\n<h2><span style=\"font-weight: 400;\">Illinois Car Insurance Through Pronto Insurance<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You can avoid these consequences by meeting Illinois\u2019s proof of financial responsibility requirements. Pronto Insurance makes this easy to do!\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Purchasing Illinois\u2019s minimum liability coverage is the easiest way to <\/span><a href=\"https:\/\/www.prontoinsurance.com\/blog\/how-much-is-car-insurance-in-texas\/\"><span style=\"font-weight: 400;\">meet the financial responsibility requirement<\/span><\/a><span style=\"font-weight: 400;\">. You don&#8217;t want to risk losing your driver&#8217;s license and facing a massive fine, and you don&#8217;t have to! We offer <\/span><a href=\"https:\/\/www.prontoinsurance.com\/en\/product\/auto-insurance\"><span style=\"font-weight: 400;\">low cost coverage to Illinois drivers<\/span><\/a><span style=\"font-weight: 400;\">. Contact us today to learn more about meeting the state&#8217;s minimum requirements, <\/span><a href=\"https:\/\/www.prontoinsurance.com\/blog\/what-does-full-coverage-car-insurance-cover\/\"><span style=\"font-weight: 400;\">full coverage<\/span><\/a><span style=\"font-weight: 400;\">, personal injury protection, and more.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You cannot register a car without insurance in Illinois. Proof of insurance is required at the time of registration. Let&#8217;s go more in detail as to exactly what the state requires for a vehicle registration and how you can meet the insurance requirements.\u00a0 &nbsp; Table of Contents What is Required to Register Your Car in &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.prontoinsurance.com\/blog\/do-you-need-insurance-to-register-a-car\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Do You Need Insurance to Register a Car?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":1348,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[],"jetpack_featured_media_url":"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/09\/shutterstock_1666873975.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do You Need Insurance to Register a Car in Illinois?<\/title>\n<meta name=\"description\" content=\"Do you need insurance to register a car in Illinois? 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