{"id":286,"date":"2019-10-25T10:00:04","date_gmt":"2019-10-25T10:00:04","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=286"},"modified":"2022-10-13T21:52:16","modified_gmt":"2022-10-13T21:52:16","slug":"renters-insurance-information","status":"publish","type":"post","link":"https:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/","title":{"rendered":"Here\u2019s Why Landlords Require Renters Insurance"},"content":{"rendered":"\n

If you are getting ready to sign a new lease or just recently did so, you may have noticed a clause in your lease that says, \u201cLessee is required to provide proof of renters insurance within 14 days of the lease start date.\u201d So, what does this mean exactly? It means you must have renter\u2019s insurance to stay in good standing with your landlord and the lease agreement.<\/p>\n\n\n\n

Protect Your Belongings With Renters Insurance<\/h2>\n\n\n\n

Why do landlords require renters insurance? For starters, purchasing renters insurance is a smart move, whether your landlord requires it or not! Your landlord likely has insurance covering the building itself from fires, floods, and other catastrophes. On the other hand, a renter\u2019s insurance policy covers your personal belongings. <\/p>\n\n\n\n

If a fire were to break out in the home you\u2019re renting, the landlord\u2019s insurance would not cover new personal items for you, but it would give them cash to rebuild the property. <\/p>\n\n\n\n

Without renters insurance, you will have to bear the financial burden of a loss to your personal property without any help from an insurance company. A renter\u2019s insurance policy might even cover the cost of temporary housing due to natural disasters or fires.<\/p>\n\n\n\n

Renters Insurance Protects Renters and Landlords<\/h2>\n\n\n\n

This policy also provides liability coverage for certain bodily injuries or property damage. Let\u2019s say a guest or worker, like a plumber, is injured while in your home. Your renter\u2019s insurance will cover this injury claim. If you didn\u2019t have the type of policy, they could instead sue the landlord and their homeowner\u2019s policy for the money, so it\u2019s easy to see why your landlord would prefer you be covered instead!<\/p>\n\n\n\n

Landlords require renters insurance to help minimize their risks, but this policy benefits you as the tenant. This coverage protects your property and minimizes your financial risk. <\/p>\n\n\n\n

Renter\u2019s insurance is a method to help secure the respect of the property by both parties, keeping the rental unit in top shape for years to come. Pronto Insurance<\/strong><\/a> can further explain this to you and get you a quote for renter\u2019s insurance, so you know what you\u2019ll be paying.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you are getting ready to sign a new lease or just recently did so, you may have noticed a clause in your lease that says, \u201cLessee is required to provide proof of renters insurance within 14 days of the lease start date.\u201d So, what does this mean exactly? It means you must have renter\u2019s … <\/p>\n

Continue reading “Here\u2019s Why Landlords Require Renters Insurance”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":288,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"jetpack_featured_media_url":"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2019\/10\/renters-insurance.jpg","yoast_head":"\nWhy Do Landlords Require Renters Insurance? Top Reasons<\/title>\n<meta name=\"description\" content=\"Have you ever been curious as to why do landlords require renters insurance? Learn some of the reasons why and contact Pronto Insurance for a free quote.\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It's our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2019\/10\/renters-insurance.jpg\",\"width\":1120,\"height\":584,\"caption\":\"renters insurance document\"},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/\",\"name\":\"Why Do Landlords Require Renters Insurance? Top Reasons\",\"isPartOf\":{\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/#primaryimage\"},\"datePublished\":\"2019-10-25T10:00:04+00:00\",\"dateModified\":\"2022-10-13T21:52:16+00:00\",\"author\":{\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#\/schema\/person\/16d009c819b29c036f8b6d0f4527ad52\"},\"description\":\"Have you ever been curious as to why do landlords require renters insurance? Learn some of the reasons why and contact Pronto Insurance for a free quote.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/www.prontoinsurance.com\/blog\/renters-insurance-information\/\"]}]},{\"@type\":[\"Person\"],\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#\/schema\/person\/16d009c819b29c036f8b6d0f4527ad52\",\"name\":\"Prontisimo\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=blank&r=g\",\"caption\":\"Prontisimo\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/286"}],"collection":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=286"}],"version-history":[{"count":7,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/286\/revisions"}],"predecessor-version":[{"id":1364,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/286\/revisions\/1364"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media\/288"}],"wp:attachment":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}