{"id":655,"date":"2020-09-18T13:55:02","date_gmt":"2020-09-18T13:55:02","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=655"},"modified":"2020-12-17T13:57:06","modified_gmt":"2020-12-17T13:57:06","slug":"if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/","title":{"rendered":"If You\u2019re Buying a House for the First Time, Here\u2019s What You Need to Know!"},"content":{"rendered":"<p>Few things will have as big an impact in your life as buying your first home. That is to say, it\u2019s a big decision to make. Now, whether you\u2019re buying your first home with your loved one or flying solo, there are a few things to keep in mind as you move forward. For instance, plan the steps that you\u2019ll need to take to ensure that your first-time buying experience goes through without a hitch. The Five Essential Steps<\/p>\n<h3>Number One<\/h3>\n<p>Stay on top of your personal finances. Your credit score will be a defining factor, which means you\u2019ll need to do everything in your power prior to buying a house to ensure that it\u2019s in top shape. Remember, the higher it is, the easier it\u2019ll be to get a loan.<\/p>\n<h3>Number Two<\/h3>\n<p>Do your research. Something you should do long before applying for a loan is getting to know the local home market. Are homes selling like hot cakes? Is there a large shift in asking prices? The answers to these questions will give you a better idea of where and when you should buy.<\/p>\n<h3>Number Three<\/h3>\n<p>Get your prequalification done. You won\u2019t know what your budget looks like unless a bank prequalifies you. In fact, many home sellers will decline any offers or house visits if you don\u2019t already have a prequalification.<\/p>\n<h3>Number Four<\/h3>\n<p>Keep your priorities in check. Chances are that you\u2019ll want a home with a beautiful backyard, maybe a pool, plenty of bedrooms, and twice as many bathrooms. Unfortunately, it\u2019s not that easy. You\u2019ll need to list the priorities you have, but keep in mind that not every home will 100% meet your expectations.<\/p>\n<h3>Number Five<\/h3>\n<p>Find the right agent. This person will be your best friend throughout the entire process. They\u2019ll help you talk to sellers, advise you when making offers, and provide you with the most up-to-date information about a house.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few things will have as big an impact in your life as buying your first home. That is to say, it\u2019s a big decision to make. Now, whether you\u2019re buying your first home with your loved one or flying solo, there are a few things to keep in mind as you move forward. For instance, &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;If You\u2019re Buying a House for the First Time, Here\u2019s What You Need to Know!&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":656,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"jetpack_featured_media_url":"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2020\/12\/buying-house.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>If You\u2019re Buying a House for the First Time, Here\u2019s What You Need to Know! - PRONTO Blog<\/title>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It&#039;s our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2020\/12\/buying-house.jpg\",\"width\":2048,\"height\":1146},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/if-youre-buying-a-house-for-the-first-time-heres-what-you-need-to-know\/\",\"name\":\"If You\\u2019re Buying a House for the First Time, Here\\u2019s What You Need to Know! 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