{"id":679,"date":"2020-10-05T14:30:33","date_gmt":"2020-10-05T14:30:33","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=679"},"modified":"2020-12-21T10:51:58","modified_gmt":"2020-12-21T10:51:58","slug":"4-things-to-double-check-when-changing-your-car-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/","title":{"rendered":"4 Things to Double Check When Changing Your Car Insurance Coverage"},"content":{"rendered":"<p>4 Things to Double Check When Changing Your Car Insurance Coverage<\/p>\n<p>Insurance rates oftentimes increase and decrease. This means drivers are constantly making the switch from insurance company to insurance company. There\u2019s nothing wrong with that. After all, we all want the highest amount of savings we can get! However, there are certain things you should keep in mind when making the switch.<\/p>\n<h3>Your New Policy<\/h3>\n<p>In many cases, once you find a more affordable quote, you may want to rush and sign on with this new insurer. However, it\u2019s in your best interest to fully explore your new policy. The last thing you want is to inadvertently pay less for less coverage. Avoid this by reviewing your coverage and its limits, deductibles, and everything else.<\/p>\n<h3>Potential Coverage Gaps<\/h3>\n<p>If you\u2019re planning on changing policies, make sure your new one begins immediately after the old one ends. The last thing you\u2019ll want is an accident while waiting for your new policy to kick in. However, you also don\u2019t want for the gap between policies to end up increasing the cost for your insurance down the line. That is to say, drivers who have had continuous insurance (without gaps) tend to get better deals.<\/p>\n<h3>Your Old Policy\u2019s End Date<\/h3>\n<p>If you\u2019re looking for savings, the last thing you\u2019ll want is to end up paying for two insurance policies. This doesn\u2019t mean you should stop paying for your old policy without canceling it. Avoid any issues and give your old insurer a call to let them know that you\u2019ll be going with someone else. In fact, this might work to your advantage since many insurers tend to offer deals and lower premium costs in order to prevent a client (you) from leaving.<\/p>\n<h3>Your Leaser<\/h3>\n<p>There\u2019s a chance the leasing company that provided your vehicle, or the financing company that gave you a loan, may have some guidelines regarding your set of wheels. Some companies require more coverage while others only ask for a minimal amount. Whatever the case, make sure to keep the leaser or bank up-to-date on everything.<\/p>\n<p>Check more tips with Pronto Insurance <a href=\"\/\"> Click Here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>4 Things to Double Check When Changing Your Car Insurance Coverage Insurance rates oftentimes increase and decrease. This means drivers are constantly making the switch from insurance company to insurance company. There\u2019s nothing wrong with that. After all, we all want the highest amount of savings we can get! However, there are certain things you &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;4 Things to Double Check When Changing Your Car Insurance Coverage&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":680,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[],"jetpack_featured_media_url":"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2020\/12\/4things.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4 Things to Double Check When Changing Your Car Insurance Coverage - PRONTO Blog<\/title>\n<meta name=\"description\" content=\"Changing Your Car Insurance Coverage, cheap auto insurance, afforable car insurance, best car insurance near me, monthly car insurance\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It&#039;s our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2020\/12\/4things.jpg\",\"width\":2048,\"height\":1146},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/4-things-to-double-check-when-changing-your-car-insurance-coverage\/\",\"name\":\"4 Things to Double Check When Changing Your Car Insurance Coverage - 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