{"id":829,"date":"2021-02-02T16:32:30","date_gmt":"2021-02-02T16:32:30","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=829"},"modified":"2021-06-12T16:35:44","modified_gmt":"2021-06-12T16:35:44","slug":"3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim","status":"publish","type":"post","link":"https:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/","title":{"rendered":"3 Common Issues You Need to Avoid When Filing an Insurance Claim"},"content":{"rendered":"<p>Filing an insurance claim can be stressful, especially if it\u2019s after a serious car accident. During this stressful period, it\u2019s easy to make mistakes that can potentially cause numerous problems as you try to file a claim with your insurance company. It\u2019s why it\u2019s so important that you remain calm, but what\u2019s even more important is recognizing and knowing some common mistakes to avoid.<\/p>\n<h5>Waiting Too Long<\/h5>\n<p>The best time to file a claim is immediately following a car accident. The quicker your insurance company is aware of the problem, the faster it can start working for you. Try your best to remain calm in this situation and avoid filing the claim at a later time.<\/p>\n<h5>The Wrong Protection<\/h5>\n<p>In most states, drivers are required to purchase the minimum amount of insurance. However, this can be an issue if you get into an accident where the damage cannot be covered by your policy. Keep this in mind the next time you\u2019re upgrading your coverage because the last thing you\u2019ll want is to be financially stranded with insufficient protection.<\/p>\n<h5>Lacking (Or Wrong) Information<\/h5>\n<p>One of the best ways to ensure that your insurance company does its best for you is by providing it with critical information about your incident. Failure to do so can mean delays, errors, and even denials in claims. Before making the call, make sure to make note of what exactly happened, where, who was involved, and any other pertinent information.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Filing an insurance claim can be stressful, especially if it\u2019s after a serious car accident. During this stressful period, it\u2019s easy to make mistakes that can potentially cause numerous problems as you try to file a claim with your insurance company. It\u2019s why it\u2019s so important that you remain calm, but what\u2019s even more important &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;3 Common Issues You Need to Avoid When Filing an Insurance Claim&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":830,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[33,34,29,31,32],"jetpack_featured_media_url":"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2021\/06\/3-Common-Issues-You-Need-to-Avoid-When-Filing-an-Insurance-Claim_PRONTO.png","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Common Issues You Need to Avoid When Filing an Insurance Claim<\/title>\n<meta name=\"description\" content=\"3 Common Issues You Need to Avoid When Filing an Insurance Claim, car insurance, auto insurance, affordable insurance, low cost insurance\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It&#039;s our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/www.prontoinsurance.com\/blog\/wp-content\/uploads\/2021\/06\/3-Common-Issues-You-Need-to-Avoid-When-Filing-an-Insurance-Claim_PRONTO.png\",\"width\":2048,\"height\":1146},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/\",\"name\":\"3 Common Issues You Need to Avoid When Filing an Insurance Claim\",\"isPartOf\":{\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/#primaryimage\"},\"datePublished\":\"2021-02-02T16:32:30+00:00\",\"dateModified\":\"2021-06-12T16:35:44+00:00\",\"author\":{\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#\/schema\/person\/16d009c819b29c036f8b6d0f4527ad52\"},\"description\":\"3 Common Issues You Need to Avoid When Filing an Insurance Claim, car insurance, auto insurance, affordable insurance, low cost insurance\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/www.prontoinsurance.com\/blog\/3-common-issues-you-need-to-avoid-when-filing-an-insurance-claim\/\"]}]},{\"@type\":[\"Person\"],\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#\/schema\/person\/16d009c819b29c036f8b6d0f4527ad52\",\"name\":\"Prontisimo\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.prontoinsurance.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=blank&r=g\",\"caption\":\"Prontisimo\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/829"}],"collection":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=829"}],"version-history":[{"count":1,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/829\/revisions"}],"predecessor-version":[{"id":831,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/829\/revisions\/831"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media\/830"}],"wp:attachment":[{"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}