Drivers take a lot of risk every time they’re out on the road. You know you need Texas car insurance. It’s the law! You want it too, because you know it provides you with peace of mind that you’ll be covered in the event of a devastating car accident or other catastrophe. The only problem is… you don’t have an unlimited budget. After all- who does!? Thankfully, you don’t need to spend an enormous amount of money to get the coverage you need if you go with the right company and follow a few tips.
Pronto Insurance is here for you! When you get a car insurance quote through us, you’ll see that it’s easier than you may have imagined to get affordable Texas car insurance. Beyond just being covered by a great company, you can lower your bill even further by doing a few additional things:
1 Install Additional Safety and Security Features
Remember when safety features on a car were limited to anti-lock brakes, a few airbags, 3-point seatbelts, and traction control? Those days are long gone. Today’s extra safety features include items like an anti-theft device, lane departure warning, blind spot detection, and a rearview camera. Having these could save you some cash. Security devices often mean you can get a discount because it makes your car less likely to be involved in a crash or stolen. Remember, your car insurance company isn’t running a charity. If they’re less likely to need to make a big payout to you, it makes them happy. When they’re happy to cover you, you get a reward in the form of a cheaper monthly premium!
2 Combine and Consolidate Your Policies
If your household has more than one vehicle and you are paying for separate insurance policies for each, you are missing out on a multi-car discount. Move all your vehicles to one policy with Pronto Insurance and you’ll be pleasantly surprised to see how much more you save. If you have two cars, two motorcycles, a car and an RV, or a combination of any, you can pair them together in a multi-car policy.
3 Opt For A Higher Deductible
Your deductible is the money you pay in the event of a crash or other damage before your car insurance policy steps in to cover the rest. Your premium is the amount you pay each month to be covered. Typically, the higher your deductible, the lower your insurance premium. Many people avoid having a high deductible because they worry that they wouldn’t be able to cover it if something happened. That makes your monthly bill feel painful though! If you go through a great company like Pronto Insurance, even a higher deductible won’t be too high to select this option. You’ll have a lower monthly bill and should something happen, a deductible you can afford as well.
There you have it! Many drivers think that their auto insurance bill is set in stone. Thankfully, this is not necessarily true. After you sign up for Texas car insurance through Pronto Insurance, your savings on coverage is just getting started.