3 Tips for Buying Car Insurance Online

We’re all trying to be as safe as possible right now. In Florida, that is even more difficult to do than other places. We’re a hotspot for the Covid-19 virus. During these uncertain times of the Coronavirus pandemic, buying online reduces the risk of exposure. You can order groceries, buy shoes, have a work meeting, book an appointment, talk to your doctor, and even get a Florida car insurance quote online!

Just like your first telehealth visit was probably a little nerve wracking, you may be concerned about getting car insurance online too. That is okay! Pronto Insurance is here to make the entire process easier and help you feel at ease. By following a few tips, you’ll feel confident and in control the entire time.

1 Before you get started, gather all the information you will need.

You want your quote to be as accurate as possible, which means telling the car insurance company everything they need to know in order to get the quote right. A few common examples of information they’ll need to formulate a quote include your car’s make, model, year, and vehicle identification number (VIN). You’ll also need to tell them the zip code of where you park the car at night and any aftermarket safety or anti-theft accessories installed on the car, as these will affect how much you pay for car insurance.

2 Shopping onlines makes it easy to compare quotes.

Shop around! Unlike years ago when this would mean either driving all over town or spending the entire afternoon on the phone, you can now get quotes from several different insurance carriers with a few clicks and navigating to a couple different websites. The cost of the same policy can vary widely between companies based on factors like how much the company spends on advertising and commissions paid to the agent. Have you noticed a lot of television commercials from a particular insurance carrier? Those ads cost money to produce and air, money that comes from insurance premiums being paid by drivers like you. For this reason, it shouldn’t be shocking to find that often a much less expensive policy is available from a carrier that is not as well known nationally.

3 Look beyond the price.

Yes, the price you pay for car insurance is very important- maybe even the most important aspect. You would be doing yourself a disservice if this is all you looked at, though. You need coverage! Take a close look at the terms of your policy to ensure it matches your expectations for coverage and deductibles. If you have a cheap monthly premium but you have to pay out of pocket when something goes wrong, you’re not actually saving money.

You don’t need to leave your house and speak to an agent’s face to face in order to get the car insurance quote you need. It’s needless to expose yourself in this way. Whether you’re shopping for your first policy or looking for a better rate, going online is the best way to see multiple quotes from companies. Go ahead and get started! Your cheap Florida car insurance is just a few clicks away!