Be wary if a tow truck driver asks to tow your car to a specific repair shop after an accident. You could end up with a hefty bill. Normally, after an accident, police call a towing company to take your car to a car storage lot or a repair shop that you choose.

Car insurance isn’t just a good idea; it is mandatory. Texas law requires all drivers to have adequate car insurance. According to state law, you need to have minimum insurance coverages of $30,000 per injured person and up to at least $60,000 per accident.